Commercial banks provided huge amount of housing loan. There is no new resource. Construction work is about to end due to the seasonal reason. It is essential to finish construction works that are about to be completed. It is necessary to show certain support for unlocking the opportunity to people who paid their money already. Right now, the loan of the construction companies reached 210 billion MNT. Our banks are very cautious when granting loan. They give 20 or 30 million MNT for the real estate of 50 million MNT. Therefore, it creates the security of the loan. But commercial banks shall act decisively. One of the major factor of inflation is construction business.